MANAGEMENT
TEAM

BOARD OF DIRECTORS

Andrew is the Chief Executive Officer of Income. Prior to this, he was the General Manager of Life & Health Insurance.

A seasoned professional in the insurance industry, Andrew held key leadership roles in Singapore, Indonesia, Hong Kong and Vietnam with AIA, Mercer, Great Eastern and Prudential before he joined Income in 2015. His business experience cuts across diverse disciplines, ranging from distribution and business development to operations and information technology.

Andrew holds a Bachelor of Engineering (First Class Honours) from the University of Glasgow and a Graduate Diploma in Business Administration from the Singapore Institute of Management. He is also a fellow at the Life Management Institute.

Jeffrey Tan is the General Manager for Financial Management at Income. He oversees Income's Finance, Investments and Actuarial functions.

Jeffrey has lived and worked in Southeast Asia, North Asia and Europe and held leadership roles at Ageas, BNP Paribas, AG Insurance, Tai Ping Asset Management (China), Ageas Investment Management (Asia) Limited (HKG), Muang Thai Life Assurance, Muang Thai Insurance, Phatra Leasing and Muang Thai Real Estate Holdings. He previously had regional APAC responsibilities at Ageas prior to joining Income.

Jeffrey holds a TRIUM Global Executive MBA jointly conferred by the Stern School of Business at NYU, the LSE, and HEC Paris. He is a CFA charter-holder and a certified FRM.

Jason is the Head of Compliance at Income. His responsibilities cover the effectiveness of Income’s compliance framework in areas such as market conduct compliance, AML/CFT, regulatory compliance and personal data protection matters.

Jason started his career as a lawyer specialising in corporate and commercial litigation. He then moved in-house as a Legal Counsel at Manulife (Singapore) where he was subsequently appointed Head of Legal & Compliance at Manulife Financial Advisers and led a team with oversight of the legal, compliance and risk functions.

Jason holds a Bachelor of Laws (Honours) (LLB) and Master of Laws (LLM) in Commercial Law from the University of Bristol. He is also admitted as an advocated & solicitor of the Supreme Court of Singapore.

As the Chief Executive Officer of Infinitum, Ronald is responsible for Infinitum's strategy, digitalization and business expansion. Ronald plays a crucial part in the company's strategy execution to provide stakeholders and customers with long-term value.

Ronald is a seasoned professional with more than 25 years of experience. He has held senior leadership roles at renowned insurance companies in a number of regions, including Singapore, China and Brunei. Prior to joining Infinitum, Ronald was the Chief Agency Officer at Income, where he played a key role in modernizing, professionalizing and expanding the agency force.

Ronald holds a Master of Business Administration from The University of Adelaide and a Master in Laws in International Business Law from Birmingham City University. He is also a Fellow of the Life Management Institute (FLMI) and a Chartered Financial Consultant (ChFC).

Andrew is the Chief Executive Officer of Income. Prior to this, he was the General Manager of Life & Health Insurance.

A seasoned professional in the insurance industry, Andrew held key leadership roles in Singapore, Indonesia, Hong Kong and Vietnam with AIA, Mercer, Great Eastern and Prudential before he joined Income in 2015. His business experience cuts across diverse disciplines, ranging from distribution and business development to operations and information technology.

Andrew holds a Bachelor of Engineering (First Class Honours) from the University of Glasgow and a Graduate Diploma in Business Administration from the Singapore Institute of Management. He is also a fellow at the Life Management Institute.

Jeffrey Tan is the General Manager for Financial Management at Income. He oversees Income's Finance, Investments and Actuarial functions.

Jeffrey has lived and worked in Southeast Asia, North Asia and Europe and held leadership roles at Ageas, BNP Paribas, AG Insurance, Tai Ping Asset Management (China), Ageas Investment Management (Asia) Limited (HKG), Muang Thai Life Assurance, Muang Thai Insurance, Phatra Leasing and Muang Thai Real Estate Holdings. He previously had regional APAC responsibilities at Ageas prior to joining Income.

Jeffrey holds a TRIUM Global Executive MBA jointly conferred by the Stern School of Business at NYU, the LSE, and HEC Paris. He is a CFA charter-holder and a certified FRM.

Jason is the Head of Compliance at Income. His responsibilities cover the effectiveness of Income’s compliance framework in areas such as market conduct compliance, AML/CFT, regulatory compliance and personal data protection matters.

Jason started his career as a lawyer specialising in corporate and commercial litigation. He then moved in-house as a Legal Counsel at Manulife (Singapore) where he was subsequently appointed Head of Legal & Compliance at Manulife Financial Advisers and led a team with oversight of the legal, compliance and risk functions.

Jason holds a Bachelor of Laws (Honours) (LLB) and Master of Laws (LLM) in Commercial Law from the University of Bristol. He is also admitted as an advocated & solicitor of the Supreme Court of Singapore.

As the Chief Executive Officer of Infinitum, Ronald is responsible for Infinitum's strategy, digitalization and business expansion. Ronald plays a crucial part in the company's strategy execution to provide stakeholders and customers with long-term value.

Ronald is a seasoned professional with more than 25 years of experience. He has held senior leadership roles at renowned insurance companies in a number of regions, including Singapore, China and Brunei. Prior to joining Infinitum, Ronald was the Chief Agency Officer at Income, where he played a key role in modernizing, professionalizing and expanding the agency force.

Ronald holds a Master of Business Administration from The University of Adelaide and a Master in Laws in International Business Law from Birmingham City University. He is also a Fellow of the Life Management Institute (FLMI) and a Chartered Financial Consultant (ChFC).

MANAGEMENT TEAM

As the Chief Executive Officer of Infinitum, Ronald is responsible for Infinitum's strategy, digitalization and business expansion. Ronald plays a crucial part in the company's strategy execution to provide stakeholders and customers with long-term value.

Ronald is a seasoned professional with more than 25 years of experience. He has held senior leadership roles at renowned insurance companies in a number of regions, including Singapore, China and Brunei. Prior to joining Infinitum, Ronald was the Chief Agency Officer at Income, where he played a key role in modernizing, professionalizing and expanding the agency force.

Ronald holds a Master of Business Administration from The University of Adelaide and a Master in Laws in International Business Law from Birmingham City University. He is also a Fellow of the Life Management Institute (FLMI) and a Chartered Financial Consultant (ChFC).

As the Head of Finance, Francis oversees the finance functions and plays an important part in driving the company’s financial planning and strategy.

As an experienced finance professional for more than 15 years, Francis has extensive experience in finance operation, transformation and group consolidation where he held senior positions in leading insurance companies. Prior to this appointment, Francis was the senior finance manager with FWD Singapore Pte Ltd and Regional Financial Controller with software technology company. He supported in the setting up of AIA Financial Advisers Pte Ltd and managing Agent Provident Fund during his tenure with AIA Singapore Pte Ltd.

Francis graduated with a Bachelor of Science in Applied Accounting from Oxford Brookes University. He is a member of the Institute of Singapore Chartered Accountants and fellow member of the Association of Chartered Certified Accountant.

As the Head of Human Resources, Inicious oversees the Human Resource functions and drives the wellbeing and growth of our people by fostering teamwork and a performance driven culture. She is recognised for taking a proactive approach in building best practices in HR.

Inicious is a seasoned HR professional with more than 16 years of experience at both Singapore and regional levels. Her wealth of HR experience is gained by working in different organizations such as Income Insurance, AIA Singapore, and Temasek Management services. She has broad experience across a range of HR areas including total rewards, employee wellbeing, performance management, talent acquisition and management, and HR business partnering.

Inicious holds a Bachelor’s degree with Honours in Business from University of London.

As the Head of Risk Management and Compliance, Roy oversees areas including Financial Crime, Market Conduct and Regulatory Compliance for Infinitum. He is also the main liaison officer between the company and relevant authorities.

Roy has 10 years of risk and compliance-related experience in the financial industry. Throughout his tenure as a risk and compliance professional, he has actively contributed to the implementation of Governance, Risk Management and Compliance frameworks and systems for various institutions. In the process, Roy has helped his previous companies to balance business requirements with expectations set by regulators and other stakeholders.

Roy holds a Master of Commerce from the University of Western Australia. He has also attained the Diploma in Regulatory Compliance certified by the International Compliance Association and is a Certified Anti-Money Laundering Specialist under the Association of Certified Anti-Money Laundering Specialists.

As the Head of Risk Management and Compliance, Roy oversees areas including Financial Crime, Market Conduct and Regulatory Compliance for Infinitum. He is also the main liaison officer between the company and relevant authorities.

Roy has 10 years of risk and compliance-related experience in the financial industry. Throughout his tenure as a risk and compliance professional, he has actively contributed to the implementation of Governance, Risk Management and Compliance frameworks and systems for various institutions. In the process, Roy has helped his previous companies to balance business requirements with expectations set by regulators and other stakeholders.

Roy holds a Master of Commerce from the University of Western Australia. He has also attained the Diploma in Regulatory Compliance certified by the International Compliance Association and is a Certified Anti-Money Laundering Specialist under the Association of Certified Anti-Money Laundering Specialists.

As the Head of Operations, Emily oversees the operational functions, and implements systems and processes to support the company’s business strategy.

A seasoned professional, she spent 9 years in Finance and over 30 years in management and insurance operations with leading insurance companies, and most recently, Financial Advisory Firms. Outside of management, she has a strong passion for data analytics.

Throughout her career, she was involved in several major systems migrations, process improvement and client-centric projects. Emily aims to deliver a seamless client experience through operational efficiency to support the distribution channel.

As the Head of IT, Shangben plays a pivotal role in sculpting the organization's technological framework, fortifying both systems and processes in tandem with our overarching business goals. His stewardship ensures that the core of our operations remains robust, allowing the Sales Force to deliver unparalleled financial advisory services and exceptional customer interactions.

With a rich experience of over a decade in the IT sector, he has successfully led teams and delivered innovative solutions that streamline operations and drive efficiency. His leadership style champions collaboration and forward-thinking strategies. Shangben has consistently received accolades for bridging the gap between technology and business targets.

In Shangben's vision, the realm of IT is ever-evolving, adapting, and growing in sync with the needs of the organization. His strong commitment and drive underscore his dedication to propelling this vision into the future.

As the Head of Distribution and Marketing, Sheryn is responsible for managing the distribution force, ensuring that financial solutions are provided to clients’ financial needs in a professional and competent manner. Sheryn will also strengthen partnerships with providers of insurance and investment products on the curation of sustainable product suites.

Sheryn brings almost two decades of experience in business development management and direct sales management in the insurance and financial advisory industry. Prior to this appointment, Sheryn was the Assistant Vice President at Manulife Financial Advisers Pte Ltd, where she managed a group of advisors, all distribution lines of business and partnership management matters. In addition to her professional achievements, Sheryn has a keen interest in organizational change behavior and is dedicated to streamlining our operations to provide a seamless experience for our distribution channel.

As the Head of IT, Shangben plays a pivotal role in sculpting the organization's technological framework, fortifying both systems and processes in tandem with our overarching business goals. His stewardship ensures that the core of our operations remains robust, allowing the Sales Force to deliver unparalleled financial advisory services and exceptional customer interactions.

With a rich experience of over a decade in the IT sector, he has successfully led teams and delivered innovative solutions that streamline operations and drive efficiency. His leadership style champions collaboration and forward-thinking strategies. Shangben has consistently received accolades for bridging the gap between technology and business targets.

In Shangben's vision, the realm of IT is ever-evolving, adapting, and growing in sync with the needs of the organization. His strong commitment and drive underscore his dedication to propelling this vision into the future.

As the Head of Distribution and Marketing, Sheryn is responsible for managing the distribution force, ensuring that financial solutions are provided to clients’ financial needs in a professional and competent manner. Sheryn will also strengthen partnerships with providers of insurance and investment products on the curation of sustainable product suites.

Sheryn brings almost two decades of experience in business development management and direct sales management in the insurance and financial advisory industry. Prior to this appointment, Sheryn was the Assistant Vice President at Manulife Financial Advisers Pte Ltd, where she managed a group of advisors, all distribution lines of business and partnership management matters. In addition to her professional achievements, Sheryn has a keen interest in organizational change behavior and is dedicated to streamlining our operations to provide a seamless experience for our distribution channel.